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How is your CREDIT???

35 replies · 8725 views · Started by La · Aug 2004
La
After reading Xavierette's thread about who is in debt...Im just curious to know who has already fukked up their credit sine they been in school by using alotta credit cards in which they know they cant pay back...I know I have friends who have fukked up their credit already which is a bad thing... My credit is good. I dont have alot of credit to show...but of what I do have it is good, and continually building up.
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La · Aug 2004
#11 Reply
B-Will2K5 wrote:
NON-EXISTANT!! There is no need to have a credit card this young...especially if you not paying any "serious" bills...i.e. Car Note, Rent, Mortage, Gas/Light Bill
I disagree... If you know u are just extremely irresponisble with money then you are right...you dont need one. But by the time u are in college every one should have one just to start building up ur credit, so when u wanna buy ur first car it can be in ur name and not ya momma's name, or even get a cell phone so it can be in ur name....and plus its just good practice to learn how to use a credit card responsibly. Hell, my mother got me my first credit card at 16 so I can learn how to responsibly use them, and to build up my credit slowly...with small credit maximums...
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· Aug 2004
#12 Reply
* $ JaMila $ * wrote:
After reading Xavierette's thread about who is in debt...Im just curious to know who has already fukked up their credit sine they been in school by using alotta credit cards in which they know they cant pay back...I know I have friends who have fukked up their credit already which is a bad thing... My credit is good. I dont have alot of credit to show...but of what I do have it is good, and continually building up.
If my credit is the least bit blemished, its because of my cell phone bills overlappin every now and then. I aint tryna have bad credit in 5-7 years, because im gonna build myself a nice little house out in the country before I'm thirty. Can't do that w/bad credit/debt.
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· Aug 2004
#13 Reply
QUESTION:....does unpaid library fee's count? Cuz i aint payin them fools back.
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La · Aug 2004
#14 Reply
Maxmillian™ wrote:
QUESTION:....does unpaid library fee's count? Cuz i aint payin them fools back.
Yeah I have wondered that too... :?
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EkWoah · Aug 2004
#15 Reply
my credit is top notch, i started with a credit card senior year in highschool, now i got a platinum visa and i get gold and platinum offers every day, my "trick" with credit is to never buy something unless i actually have the money to pay for it cash right then, and since i always do im straight
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· Aug 2004
#16 Reply
My pops is nice and got me a card in my name that he pays the bill on. All I use it for is gas and emergencies tho. I have a friend that has been to every cellular provider and owes cingular $1100 and SunCom $400. and then let his mom get a phone is his name cuz she has worse credit than him. and he just turned 18 a few months ago.
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La · Aug 2004
#17 Reply
I know some people whose parents messed their credit up. The parents credit was all fukked up so they start puttin stuff in they kids name...Well then they cant pay that money back either and cause of it they fukked their child's credit cause all of its in their name...smh, it's really a shame.
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· Aug 2004
#18 Reply
^^^ yeah but u can dispute things like that. How can u be 12 and have phones and cable in ya name ???
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Deuce_214 · Aug 2004
#19 Reply
* $ JaMila $ * wrote:
I know some people whose parents messed their credit up. The parents credit was all fukked up so they start puttin stuff in they kids name...Well then they cant pay that money back either and cause of it they fukked their child's credit cause all of its in their name...smh, it's really a shame.
that is my situation
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lostsquishy · Aug 2004
#20 Reply
my credit is non-existent...but they won't give me credit card because I have this lil problem with checking accounts and spending more money than I have....but thats all over because last week I cussed out the people at Suntrust and closed the account....I hate suntrust...but anywho..I have student loans...but no credit cards...if I got them I'd prolly max it out in two days...so I just avoid them...like I said...I overdraw bank accounts...imagine what I would do with a credit card...
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