Is anybody paying back the fin.aid yet?

Anybody? How $$$ much per month are you paying?

^^fa real, I don't go into repayment until then

I dont have to pay back anything. I'm on a full ride.

How does the "deferrment" option work? Do I just tell them, "hey, i wanna wait a little while longer before I start giving you my $$$ back," or do i have to qualify for it? And...I've heard that your monthly payments depend on your income, and that they (Sallie Mae, Fannie Mae, Sallie Jesse Raphael or whatever the hell) are more considerate and willing to work with you *unlike car dealerships, banks, credit card companies.* Is this true?